Strategies for frugality
Frugality is the quality of being frugal, sparing, thrifty, prudent or economical in the use of consumable resources such as food, time or money, and avoiding waste, lavishness or extravagance.
Common strategies of frugality include the reduction of waste, curbing costly habits, suppressing instant gratification by means of fiscal self-restraint, seeking efficiency, avoiding traps, defying expensive social norms, embracing cost-free options, using barter, and staying well-informed about local circumstances and both market and product/service realities. Frugal living is practiced by those who aim to cut expenses, have more money, and get the most they possibly can from their money.
My husband & I have been trying to see how we can become 'frugal' with our spending, eating, giving (except for church) and sporadic urges.
We have decided on cutting back in our weakest area 'DINING OUT.' Elimination will be as follows: first the small hole in the wall restaurants who serve delishus food that tastes like mama just made it from scratch, next are the restaurants where you can eat all you want (people need 2 stomachs for these) and all the other restaurants which are too many to name. Finally the deadliest of all will be the fast food places which help us pack on the calories and pounds as we drive thru and eat on the run.
Tonite for dinner we ate homemade bean n cheese burritos with a little bit of fresh diced jalapenos. We each had two and they were very tasty, ahh maybe just a little bit spicy lol.
After a little calculating we found that we saved almost $22 because burritos we buy are normally five dollars (plus tax) each. Im gonna have to learn how to make 'Pork Green Chile Burrittos', they are my favorite burrito.
2 days ago